Kiavi Expands Its Reach: Empowering Real Estate Investors Across 45 States

In an era where the housing market faces significant challenges, innovative solutions are crucial for fostering growth and accessibility. Kiavi, a tech-enabled lender specializing in financing for residential real estate investors, has recently announced its expansion into 13 additional states, bringing its total reach to 45 states and Washington, D.C. This strategic move not only enhances Kiavi’s footprint but also empowers real estate investors to address the pressing housing supply crisis in the United States.

A Growing Demand for Housing

According to a recent report by the Brookings Institute, the U.S. housing market is currently short by approximately 4.9 million housing units. This staggering deficit underscores the urgent need for effective solutions that can help bridge the gap between supply and demand. Real estate investors play a pivotal role in this landscape, as they are often the ones who can transform underutilized properties into affordable, move-in-ready homes. Kiavi’s expansion is timely, as it provides these investors with the necessary capital to undertake such projects.

Kiavi’s Unique Approach to Financing

Kiavi stands out in the lending landscape due to its innovative platform that leverages data and technology to streamline the financing process. By offering fast, easy, reliable, and transparent financing options, Kiavi enables real estate investors to focus on what they do best—rehabilitating properties and creating housing solutions. The company’s offerings include a variety of loan products tailored to meet the diverse needs of investors, including fix-and-flip loans, new construction financing, and rental property loans.

Fix-and-Flip Loans

One of Kiavi’s flagship products, the fix-and-flip loan, allows investors to purchase properties that require renovation. This type of financing is essential for investors looking to revitalize neighborhoods and provide affordable housing options. With Kiavi’s quick approval process, investors can seize opportunities in the market without unnecessary delays.

New Construction Financing

In addition to fix-and-flip loans, Kiavi also offers financing for new construction projects. This product is particularly valuable in areas where housing shortages are most acute, as it enables investors to build new homes that meet the needs of local communities. By facilitating new construction, Kiavi is directly contributing to the alleviation of the housing crisis.

Rental Property Loans

For those looking to invest in long-term rental properties, Kiavi provides tailored rental property loans. This financing option supports investors in acquiring and managing properties that can provide stable housing for families and individuals, further enhancing the availability of affordable housing options.

Expanding Access to Capital

Arvind Mohan, CEO of Kiavi, expressed enthusiasm about the company’s expansion into the new states, stating, “Kiavi’s expansion into these 13 additional markets provides an immediate opportunity to equip more real estate investors with the fast, reliable, and transparent capital they need to create move-in ready housing while scaling their businesses.” This sentiment reflects Kiavi’s commitment to supporting independent, local real estate investors who are crucial in combating the nation’s housing crisis.

A Record Year for Kiavi

The expansion comes on the heels of a record year for Kiavi. In 2024, the company originated an impressive $6.5 billion in loan volume, marking a 46% increase year-over-year. This growth is particularly noteworthy given the broader context of the housing market, which has experienced the lowest level of home sales in nearly three decades. Kiavi also saw its active customer base grow to over 5,500, a 30% increase from the previous year, and successfully closed five RTL securitizations totaling nearly $2 billion.

The Future of Housing Investment

Kiavi’s innovative approach to lending is not just about providing capital; it’s about fostering a community of real estate investors who are equipped to make a difference. By expanding its services to more states, Kiavi is not only enhancing its business but also contributing to the broader goal of increasing housing availability across the nation.

As the housing market continues to evolve, the role of tech-enabled lenders like Kiavi will be increasingly vital. With their data-driven approach and commitment to transparency, Kiavi is well-positioned to support real estate investors in their efforts to create affordable housing solutions, ultimately helping to close the significant gap in the U.S. housing supply.

In conclusion, Kiavi’s expansion is a promising development for real estate investors and the communities they serve. By providing reliable financing options, Kiavi is empowering a new generation of investors to tackle the housing crisis head-on, one property at a time.